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Getting a Copy of Your Report
To obtain a credit report, through normal means, pay approximately $8.00
to any of the credit bureaus listed below and they will be glad to assist
you.
If you have been told in the past, that you are being denied a loan or
credit because of an agency's report on your credit history, you are entitled
by law to see that report and pay nothing for it. Further, if you
believe you have been the victim of credit fraud, of any kind, you are
allowed access to your report on a one-time basis per year.
Now, considering how important all of this is to you for securing the
financing you desire. Think about this: Not all businesses and institutions
report to all three bureaus. So, it is advisable to get reports from all
of them to be certain that you know what is out there, and being reported
about you.
Trans Union LLC
Consumer Disclosure Center
P.O. Box 1000
Springfield, PA 19022
800-888-4213
http://www.tuc.com
Experian (formerly TRW)
National Consumer Assistance Center
PO Box 2104
Allen, TX 75013-2104
888-397-3742
http://www.experian.com
Equifax
Credit Information Services
PO Box 105496
Atlanta, GA 30348-5496
800-997-2493
http://www.equifax.com
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