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Credit Matters

 
 

The Importance Of Good Credit
Good credit can be the single factor between you being offered a loan with good rates , or being refused. How you can better understand the importance of good credit.

What AreCredit Scores?
What exactly is a credit score (FICO) and how is it determined? Where can you find out exactly what your credit score is?

How Lenders View Credit History And Scores
Your credit history and score tell lenders almost all they need to know about you and the level of risk they can expect if they consent to loaning you funding.

How Rates Are Linked To Credit History
From the moment you get your first charge or credit card or a student or auto loan, your credit will follow you throughout your life. Learn how rates will be adjusted in accordance with your past credit history.

How Can I Improve My Credit?
If you know you have poor or bad credit there are things that you can do to bolster your FICO score. It may take a bit longer, but eventually you will be able to buy the house of your dreams if you start now.

Getting A Copy Of Your Report
Before you start the process of applying for a loan it helps to know what to expect. You can do this by getting a copy of your credit report.

 




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