Mortgage and real estate featured articles and news to help keep you up-to-date on what's happening in the mortgage and real estate industry. http://www.mortgageloanrequest.com/rss/mortgage_real_estate.xml Copyright 2006 Mortgage Loan Request en-us support@mortgageloanrequest.com editor@mortgageloanrequest.com Fri, 04 Jul 2008 10:01:01 -0400 http://www.mortgageloanrequest.com/mortgage-market-news-and-commentary/featured/feature-7-27-06.html Real estate investors spend a lot of time hunting down good properties and then negotiating the terms of a sale, or when the time comes to flip it, finding a qualified buyer. But that is only half of any good deal. If an investor is not able to get all of that work and negotiating transferred to a written contract, which is in their favor, then it has all been for nothing. During a verbal negotiation many things are glossed over or forgotten by all parties concerned, by methodically taking notes, and keeping in mind that a written contract will be drawn up when the talking is over, an investor can help themselves get all that they want and protect their end of the bargain all at the same time. Thu, 17 Aug 2006 17:00:04 -0400 Thu, 17 Aug 2006 17:00:04 -0400 http://www.mortgageloanrequest.com/contact-us.html Business/Real Estate mortgageguy@mortgageloanrequest.com http://www.mortgageloanrequest.com/mortgage-market-news-and-commentary/featured/feature-7-17-05.html Everyone aspires to be a free-wheeling and savvy investor making huge profits these days, but many never succeed at realizing that dream by not being well enough prepared. Either they have never invested in anything before or they have tried their hand in the stock market, and now think that because everyone and their brother is seemingly profiting during this latest real estate boom, they will too. The fact is it takes hard work, knowledge, determination and staying power. Many assume that the recent escalation in property values, and historically low interest rates, that have produced quick profits for others will be an easy thing to replicate, this is the wrong approach. Thu, 10 Aug 2006 17:05:54 -0400 Thu, 10 Aug 2006 17:05:54 -0400 http://www.mortgageloanrequest.com/contact-us.html Business/Real Estate mortgageguy@mortgageloanrequest.com http://www.mortgageloanrequest.com/mortgage-market-news-and-commentary/featured/feature-7-7-05.html Many of America's seniors presently collecting Social Security find that it is just not enough to meet their monthly budget demands. They have worked hard and long to find themselves unable to maintain their lifestyle and level of comfort. Many of them do, however, own their own homes and their mortgages are fully amortized and something of the past. The equity that has accrued over the years, and the rising rates of property evaluation, put many of them in a great position to start tapping that equity now. Thu, 03 Aug 2006 17:01:03 -0400 Thu, 03 Aug 2006 17:01:03 -0400 http://www.mortgageloanrequest.com/contact-us.html Business/Real Estate mortgageguy@mortgageloanrequest.com http://www.mortgageloanrequest.com/mortgage-market-news-and-commentary/featured/feature-7-3-05.html Fifth in a series: The Systems and Finishings That Are The Heart Of A House Thu, 27 Jul 2006 17:10:01 -0400 Thu, 27 Jul 2006 17:10:01 -0400 http://www.mortgageloanrequest.com/contact-us.html Business/Real Estate mortgageguy@mortgageloanrequest.com http://www.mortgageloanrequest.com/mortgage-market-news-and-commentary/featured/feature-6-30-05.html If you ask the man on the street what is the main benefit to owning a home, he will undoubtedly reply with these two answers: you don't have to flush the rent money away any more and the interest on the mortgage is tax deductible. Yes this is true, but there are other reasons that make home ownership beneficial. Thu, 20 Jul 2006 17:14:12 -0400 Thu, 20 Jul 2006 17:14:12 -0400 http://www.mortgageloanrequest.com/contact-us.html Business/Real Estate mortgageguy@mortgageloanrequest.com http://www.mortgageloanrequest.com/mortgage-market-news-and-commentary/featured/feature-6-28-05.html Some may think that investing in foreclosures would make you a devil, but for some you may become their guardian angel. It will all depend on the manner in which you conduct yourself and your business. Thu, 13 Jul 2006 17:25:10 -0400 Thu, 13 Jul 2006 17:25:10 -0400 http://www.mortgageloanrequest.com/contact-us.html Business/Real Estate mortgageguy@mortgageloanrequest.com http://www.mortgageloanrequest.com/mortgage-market-news-and-commentary/featured/feature-6-24-05.html Day after day, the chatter that is heard is all about the rising cost of homes, record low interest rates, refinancing through hybrid amortization plans and home sales remaining unabated. Despite all the talk and speculation of a bubble that's going to burst, April of this year was the highest month on record for sales of existing homes. May is virtually in the same category. While the median cost of homes continues to rise, and the demand for housing does nothing to stifle these price increases, the most basic rules of supply and demand have gripped the nation. Thu, 06 Jul 2006 17:02:13 -0400 Thu, 06 Jul 2006 17:02:13 -0400 http://www.mortgageloanrequest.com/contact-us.html Business/Real Estate mortgageguy@mortgageloanrequest.com http://www.mortgageloanrequest.com/mortgage-market-news-and-commentary/featured/feature-6-22-05.html Why would anyone want a 40-year mortgage is what you may be asking yourself now. However, surprising as it may seem, mortgage giant Fannie Mae has decided to go full steam ahead with their newest program after a year and a half of fits and starts. After six and a half decades of not wanting to deal in long-term mortgages, because of their long haul to maturity, the Federal National Mortgage Association has decided the time is right to greatly extend amortization plans. Thu, 29 Jun 2006 17:05:45 -0400 Thu, 29 Jun 2006 17:05:45 -0400 http://www.mortgageloanrequest.com/contact-us.html Business/Real Estate mortgageguy@mortgageloanrequest.com http://www.mortgageloanrequest.com/mortgage-market-news-and-commentary/featured/feature-6-20-05.html In response to this last year's long running performance of historically low interest rates, many people are now rushing to refinance their properties. Their choice of mortgage is that old soft shoe, and easy to sing along to, 30-year fixed rate plan. With all the recent song and dance about hybrid and adjustable rate mortgages, you might be wondering why so many investors are now humming a different tune. It's really quite simple, it makes good investment sense and saves them money in the long run. Thu, 22 Jun 2006 17:01:57 -0400 Thu, 22 Jun 2006 17:01:57 -0400 http://www.mortgageloanrequest.com/contact-us.html Business/Real Estate mortgageguy@mortgageloanrequest.com http://www.mortgageloanrequest.com/mortgage-market-news-and-commentary/featured/feature-6-17-05.html For some, it is not enough to simply buy a new home or "dabble" in real estate investment. Many people, for many reasons, have chosen to turn it up a notch and become realtors themselves. Fueled by the desire to be independent and the allure of a six figure income, tens of thousands of Americans have gotten into the real estate selling game in the last year alone. Thu, 15 Jun 2006 17:05:03 -0400 Thu, 15 Jun 2006 17:05:03 -0400 http://www.mortgageloanrequest.com/contact-us.html Business/Real Estate mortgageguy@mortgageloanrequest.com http://www.mortgageloanrequest.com/mortgage-market-news-and-commentary/featured/feature-6-15-05.html In response to this last year's long running performance of historically low interest rates, many people are now rushing to refinance their properties. Their choice of mortgage is that old soft shoe, and easy to sing along to, 30-year fixed rate plan. With all the recent song and dance about hybrid and adjustable rate mortgages, you might be wondering why so many investors are now humming a different tune. It's really quite simple, it makes good investment sense and saves them money in the long run. Thu, 08 Jun 2006 17:11:59 -0400 Thu, 08 Jun 2006 17:11:59 -0400 http://www.mortgageloanrequest.com/contact-us.html Business/Real Estate mortgageguy@mortgageloanrequest.com http://www.mortgageloanrequest.com/mortgage-market-news-and-commentary/featured/feature-6-13-05.html Interest rates are at historic lows again and now is the time to consider refinancing any home loan you may currently have, and getting into a Fixed Rate Mortgage. If you currently have a Fixed Rate Mortgage and the current rates are lower than when you took out the loan, then you should also consider refinancing. There are numerous loan and interest options around today, and the terms that are being offered are what the newspaper headlines are calling historic. No longer are just the traditional fifteen, twenty and thirty-year amortization plans available at these very low rates, but now forty-year mortgages are becoming the norm too, and are endorsed by both Fannie Mae and Freddie Mac. Thu, 01 Jun 2006 17:02:52 -0400 Thu, 01 Jun 2006 17:02:52 -0400 http://www.mortgageloanrequest.com/contact-us.html Business/Real Estate mortgageguy@mortgageloanrequest.com http://www.mortgageloanrequest.com/mortgage-market-news-and-commentary/featured/feature-6-10-05.html Forth in a series: Framing And Sheathing, Systems And Drywall Thu, 25 May 2006 17:19:33 -0400 Thu, 25 May 2006 17:19:33 -0400 http://www.mortgageloanrequest.com/contact-us.html Business/Real Estate mortgageguy@mortgageloanrequest.com http://www.mortgageloanrequest.com/mortgage-market-news-and-commentary/featured/feature-6-8-05.html Third in a series: Bricks And Mortar, Hammers And Nails, Getting Your House Built And On Track Thu, 18 May 2006 17:24:08 -0400 Thu, 18 May 2006 17:24:08 -0400 http://www.mortgageloanrequest.com/contact-us.html Business/Real Estate mortgageguy@mortgageloanrequest.com http://www.mortgageloanrequest.com/mortgage-market-news-and-commentary/featured/feature-6-6-05.html Second in a series: How To Organize a Project, Understand Subcontractors, Develop A Construction Schedule And Stay On Track Thu, 11 May 2006 17:32:55 -0400 Thu, 11 May 2006 17:32:55 -0400 http://www.mortgageloanrequest.com/contact-us.html Business/Real Estate mortgageguy@mortgageloanrequest.com http://www.mortgageloanrequest.com/mortgage-market-news-and-commentary/featured/feature-6-4-05.html First in a series: Deciding On A Design, Getting It Rendered And Fixing A Budget. The Lack Of Supply, And Increased Demand For Houses, Can Encourage People To Make Certain Decisions. Thu, 04 May 2006 17:23:02 -0400 Thu, 04 May 2006 17:23:02 -0400 http://www.mortgageloanrequest.com/contact-us.html Business/Real Estate mortgageguy@mortgageloanrequest.com http://www.mortgageloanrequest.com/mortgage-market-news-and-commentary/featured/feature-6-1-05.html Mortgage rates, as anyone whose mortgage isn't for a cave, a burrow or a nest will know, are the lowest they have ever been. People are refinancing (for better interest rates or to tap into their new found equity) or purchasing new homes as fast as they come onto the market. Some folks are even taking options on homes that are yet to be constructed purely as an investment. They hope to sell the option, the newly constructed home/condo or use them for rental/income purposes. Thu, 27 Apr 2006 17:11:25 -0400 Thu, 27 Apr 2006 17:11:25 -0400 http://www.mortgageloanrequest.com/contact-us.html Business/Real Estate mortgageguy@mortgageloanrequest.com http://www.mortgageloanrequest.com/mortgage-market-news-and-commentary/featured/feature-5-30-05.html In our previous article we extensively covered the growing phenomenon of new and recently built homes falling into the "Money Pit" category due to defective construction. As a result of close to fifteen percent of new homes, that are being placed on the market today having major defects, litigation and settlement for repairs has become an industry unto itself. As a result the insurance underwrites have jacked up the prices for premiums year after year. Thu, 20 Apr 2006 17:23:18 -0400 Thu, 20 Apr 2006 17:23:18 -0400 http://www.mortgageloanrequest.com/contact-us.html Business/Real Estate mortgageguy@mortgageloanrequest.com http://www.mortgageloanrequest.com/mortgage-market-news-and-commentary/featured/feature-5-29-05.html I am sure that most of you will remember the 1986 comedy starring Tom Hanks and Shelly Long, The Money Pit. And, I am sure that by now you all have met people who have suffered the same agonizing woes as their film counterparts, and it wasn't necessarily an old fixer-upper either to be labeled a "money pit." Thu, 13 Apr 2006 17:07:55 -0400 Thu, 13 Apr 2006 17:07:55 -0400 http://www.mortgageloanrequest.com/contact-us.html Business/Real Estate mortgageguy@mortgageloanrequest.com http://www.mortgageloanrequest.com/mortgage-market-news-and-commentary/featured/feature-5-27-05.html Housing markets across America have been booming for a quite some time now, yet people are still rushing to get on the Property investment bandwagon for fear of being left behind. In this clamor for closings, many of these Johnnie-come-late-lies are allowing themselves to be blinded by reason and they are accepting mortgage terms that could one day come back to haunt them. Thu, 06 Apr 2006 17:02:49 -0400 Thu, 06 Apr 2006 17:02:49 -0400 http://www.mortgageloanrequest.com/contact-us.html Business/Real Estate mortgageguy@mortgageloanrequest.com http://www.mortgageloanrequest.com/mortgage-market-news-and-commentary/featured/feature-5-25-05.html Economic trends come and go, and it sometimes takes years to gain a historical perspective and make accurate comparisons. But it appears that what is occurring right now across many regions of America just might become the housing and mortgage equivalent to the dot.com crisis we witnessed just a few years ago. Thu, 30 Mar 2006 17:01:58 -0500 Thu, 30 Mar 2006 17:01:58 -0500 http://www.mortgageloanrequest.com/contact-us.html Business/Real Estate mortgageguy@mortgageloanrequest.com http://www.mortgageloanrequest.com/mortgage-market-news-and-commentary/featured/feature-5-24-05.html We all have gotten them, we all read them, and then most of us delete or ignore them. Low interest rate offers that seem too good to be true are careening about the Internet at break neck speed and some folks are becoming the victims of hit and run. Thu, 23 Mar 2006 17:00:49 -0500 Thu, 23 Mar 2006 17:00:49 -0500 http://www.mortgageloanrequest.com/contact-us.html Business/Real Estate mortgageguy@mortgageloanrequest.com